Most of us use Microsoft and many have probably used their templates to create a fax or business letter. Did you know that they have a whole library of templates available online?

They have a template for every document you can imagine for professional and personal use. Templates include baby shower party planner, apartment lease, resignation letters, letters to elected officials, family trees, and hundreds more. Templates are in Word, Access, Excel, and other Microsoft programs. (Using a template would be a great introduction to a new software program.)

Is there a catch? Well, clearly Microsoft is promoting their software and they have a standard agreement you must OK before gaining access to the templates, but other than that there appears to be no catch.