Jay in Minneapolis asked me about affordable and/or free online chat options, such as Private Chat from the Online Institute (http://www.onlineinstitute.com/chat/). Private Chat allows you to chat with one or more people (text chat) as well as post documents, including video in a shared space. The cost is a $10 setup fee and $10 per month. One of the nice things is that Private Chat is that it doesn’t require a software download.
So I have to admit that I wasn’t able to look personally into a lot of options, but I was able to check out ThinkofIt http://thinkofit.com/webconf/index.htm, a (Minnesota-based) guide to web conferencing and online chat tools. They mention Online Institute – and several others.
Sorry Jay that’s the best I can do but ThinkofIt lists several similar tools (http://thinkofit.com/webconf/hostsites.htm#cheapbbs) with good, concise descriptions and some of the tools are free.
I hope that helps!